2021 BMD to XPF Historical Review

YEARLY HIGH

106.5153 XPF

YEARLY LOW

96.7154 XPF

YEARLY AVERAGE

100.9152 XPF

2021 BMD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 106.5153. Conversely, the yearly low was recorded on January 6, dropping to 96.7154.

This high-to-low spread represents a total annual volatility of 9.7999 XPF. From a start-to-finish perspective, comparing the January average rate of 98.0823 to the December average rate of 105.5525, the exchange rate registered a net change of 7.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 106.5153 was down 4.89% compared to the 2020 peak of 111.9943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 532,576 XPF

2020 Average 523,245 XPF

Yearly Trough Low 483,577 XPF

Transaction Impact: A difference of 48,999.52 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

106.2996

97.3353

JanuMarcMayJulySeptNove

BMD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 99.0365, compared to 102.7939 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.7574 points.

H1 Avg (Jan–Jun) 99.0365

H2 Avg (Jul–Dec) 102.7939

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.7755 XPF (High: 106.5153 / Low: 102.7398). On the other end, July was the most stable month, with a tight range of 1.0247 XPF (High: 101.3752 / Low: 100.3505).

November Spread (Volatile) ±3.7755

July Spread (Stable) ±1.0247

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5212 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.5212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 104.6467) against the same month in 2020 (average: 100.7341), the exchange rate shifted by +3.9125 (+3.88%).

2021 Avg (November) 104.6467

2020 Avg (November) 100.7341

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	98.8951	96.7154	98.0823
February	99.7136	98.0541	98.6703
March	101.7915	98.7433	100.2915
April	101.4786	98.3413	99.7679
May	99.3792	97.4256	98.2467
June	100.6297	97.6728	99.1605
July	101.3752	100.3505	100.8957
August	102.1938	100.4973	101.3911
September	103.0988	100.4005	101.3780
October	103.4875	102.1468	102.8995
November	106.5153	102.7398	104.6467
December	106.1670	104.9167	105.5525