2026 BMD to XPF Historical Review

YEARLY HIGH

105.0796 XPF

YEARLY LOW

99.2537 XPF

YEARLY AVERAGE

102.6377 XPF

2026 BMD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BMD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 105.0796. Conversely, the yearly low was recorded on January 27, dropping to 99.2537.

This high-to-low spread represents a total annual volatility of 5.8259 XPF. From a start-to-finish perspective, comparing the January average rate of 101.6955 to the December average rate of 104.5247, the exchange rate registered a net change of 2.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 105.0796 was down 9.80% compared to the 2025 peak of 116.4998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 525,398 XPF

2025 Average 528,746 XPF

Yearly Trough Low 496,269 XPF

Transaction Impact: A difference of 29,129.52 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

104.8865

100.5441

JanuMarcMayJuly

BMD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 102.3232, compared to 104.5247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2014 points.

H1 Avg (Jan–Jun) 102.3232

H2 Avg (Jul–Dec) 104.5247

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 3.5983 XPF (High: 102.8520 / Low: 99.2537). On the other end, July was the most stable month, with a tight range of 0.7705 XPF (High: 104.9371 / Low: 104.1666).

January Spread (Volatile) ±3.5983

July Spread (Stable) ±0.7705

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.1116 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.1116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 103.6979) against the same month in 2025 (average: 103.4715), the exchange rate shifted by +0.2264 (+0.22%).

2026 Avg (June) 103.6979

2025 Avg (June) 103.4715

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	102.8520	99.2537	101.6955
February	101.3907	100.2475	100.9059
March	104.3522	101.4780	103.2039
April	103.6779	101.0708	102.0924
May	102.6421	101.7451	102.3437
June	105.0796	102.4843	103.6979
July	104.9371	104.1666	104.5247