YEARLY HIGH
217.3724 CDF
YEARLY LOW
194.6678 CDF
YEARLY AVERAGE
205.5991 CDF

2026 GHS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 217.3724. Conversely, the yearly low was recorded on June 6, dropping to 194.6678.

This high-to-low spread represents a total annual volatility of 22.7047 CDF. From a start-to-finish perspective, comparing the January average rate of 209.8833 to the December average rate of 195.6057, the exchange rate registered a net change of -6.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 217.3724 was down 23.57% compared to the 2025 peak of 284.3974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,086,862 CDF
2025 Average 1,100,219 CDF
Yearly Trough Low 973,339 CDF
Transaction Impact: A difference of 113,523.27 CDF purely based on transaction execution date.

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213.5208
193.9771
JanuMarcMayJuly

GHS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 208.2492, compared to 197.6488 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.6004 points.

H1 Avg (Jan–Jun) 208.2492
H2 Avg (Jul–Dec) 197.6488

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 19.3418 CDF (High: 217.3724 / Low: 198.0306). On the other end, August was the most stable month, with a tight range of 0.7646 CDF (High: 195.8873 / Low: 195.1227).

January Spread (Volatile) Âą19.3418
August Spread (Stable) Âą0.7646

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 9.3729 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -9.3729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 209.8833) against the same month in 2025 (average: 191.0009), the exchange rate shifted by +18.8824 (+9.89%).

2026 Avg (January) 209.8833
2025 Avg (January) 191.0009

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Month High Low Average
January 217.3724 198.0306 209.8833
February 214.4258 196.5800 206.2123
March 214.2650 200.7946 209.3576
April 210.9307 208.5586 209.6306
May 213.9441 207.1429 211.8922
June 213.7555 194.6678 202.5193
July 203.1131 196.6948 199.6918
August 195.8873 195.1227 195.6057