2026 GHS to CDF Historical Review

YEARLY HIGH

217.3724 CDF

YEARLY LOW

194.6678 CDF

YEARLY AVERAGE

207.4591 CDF

2026 GHS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 217.3724. Conversely, the yearly low was recorded on June 6, dropping to 194.6678.

This high-to-low spread represents a total annual volatility of 22.7047 CDF. From a start-to-finish perspective, comparing the January average rate of 209.8833 to the December average rate of 197.7785, the exchange rate registered a net change of -5.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 217.3724 was down 23.57% compared to the 2025 peak of 284.3974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,086,862 CDF

2025 Average 1,100,219 CDF

Yearly Trough Low 973,339 CDF

Transaction Impact: A difference of 113,523.27 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

213.3035

196.3672

JanuFebrMarcApriMayJune

GHS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 207.4591, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 207.4591 points.

H1 Avg (Jan–Jun) 207.4591

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 19.3418 CDF (High: 217.3724 / Low: 198.0306). On the other end, April was the most stable month, with a tight range of 2.3721 CDF (High: 210.9307 / Low: 208.5586).

January Spread (Volatile) ±19.3418

April Spread (Stable) ±2.3721

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 14.1136 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -14.1136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 209.8833) against the same month in 2025 (average: 191.0009), the exchange rate shifted by +18.8824 (+9.89%).

2026 Avg (January) 209.8833

2025 Avg (January) 191.0009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	217.3724	198.0306	209.8833
February	214.4258	196.5800	206.2123
March	214.2650	200.7946	209.3576
April	210.9307	208.5586	209.6306
May	213.9441	207.1429	211.8922
June	213.7555	194.6678	197.7785