YEARLY HIGH
325.9607 CDF
YEARLY LOW
140.3851 CDF
YEARLY AVERAGE
238.7836 CDF

2022 GHS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GHS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 325.9607. Conversely, the yearly low was recorded on November 28, dropping to 140.3851.

This high-to-low spread represents a total annual volatility of 185.5755 CDF. From a start-to-finish perspective, comparing the January average rate of 322.6155 to the December average rate of 192.8601, the exchange rate registered a net change of -40.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 325.9607 was down 6.26% compared to the 2021 peak of 347.7352, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,629,803 CDF
2021 Average 1,681,491 CDF
Yearly Trough Low 701,926 CDF
Transaction Impact: A difference of 927,877.75 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

340.5763
125.0459
JanuMarcMayJulySeptNove

GHS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 281.9077, compared to 195.6595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 86.2483 points.

H1 Avg (Jan–Jun) 281.9077
H2 Avg (Jul–Dec) 195.6595

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 102.3588 CDF (High: 247.0804 / Low: 144.7217). On the other end, April was the most stable month, with a tight range of 6.4883 CDF (High: 269.9329 / Low: 263.4446).

December Spread (Volatile) ±102.3588
April Spread (Stable) ±6.4883

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 31.4426 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -31.4426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 322.6155) against the same month in 2021 (average: 337.1708), the exchange rate shifted by -14.5554 (-4.32%).

2022 Avg (January) 322.6155
2021 Avg (January) 337.1708

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 325.9607 318.4173 322.6155
February 318.0967 296.1765 308.7943
March 293.3154 264.8365 278.0516
April 269.9329 263.4446 266.4180
May 270.9089 256.2623 262.9769
June 256.8590 247.7376 252.5900
July 248.9607 236.1135 245.2102
August 236.0683 202.5825 216.3826
September 204.9394 195.6938 202.0476
October 198.7945 144.8620 174.4494
November 149.5872 140.3851 143.0068
December 247.0804 144.7217 192.8601