2025 GHS to CDF Historical Review

YEARLY HIGH

284.3974 CDF

YEARLY LOW

183.6853 CDF

YEARLY AVERAGE

219.8487 CDF

2025 GHS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 284.3974. Conversely, the yearly low was recorded on March 31, dropping to 183.6853.

This high-to-low spread represents a total annual volatility of 100.7121 CDF. From a start-to-finish perspective, comparing the January average rate of 191.0009 to the December average rate of 199.1699, the exchange rate registered a net change of 4.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 284.3974 was up 24.01% compared to the 2024 peak of 229.3288, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,421,987 CDF

2024 Average 979,979 CDF

Yearly Trough Low 918,426 CDF

Transaction Impact: A difference of 503,560.43 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

290.7466

175.3687

JanuMarcMayJulySeptNove

GHS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 207.8166, compared to 231.8809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 24.0642 points.

H1 Avg (Jan–Jun) 207.8166

H2 Avg (Jul–Dec) 231.8809

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 85.5950 CDF (High: 275.6875 / Low: 190.0925). On the other end, March was the most stable month, with a tight range of 2.2521 CDF (High: 185.9374 / Low: 183.6853).

May Spread (Volatile) ±85.5950

March Spread (Stable) ±2.2521

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 39.9533 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -39.9533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 281.1318) against the same month in 2024 (average: 188.2572), the exchange rate shifted by +92.8746 (+49.33%).

2025 Avg (June) 281.1318

2024 Avg (June) 188.2572

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	194.7668	186.4140	191.0009
February	186.7337	184.4533	185.1593
March	185.9374	183.6853	184.9836
April	200.1420	185.7332	188.0396
May	275.6875	190.0925	216.5846
June	284.3974	275.6875	281.1318
July	281.2661	275.8950	278.3684
August	277.4923	256.4906	268.7523
September	277.1157	212.0103	241.8646
October	212.4927	187.5614	201.9113
November	210.4378	194.0650	201.2186
December	217.3724	195.0370	199.1699