2016 GHS to CDF Historical Review

YEARLY HIGH

284.4286 CDF

YEARLY LOW

227.1999 CDF

YEARLY AVERAGE

244.9435 CDF

2016 GHS to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 284.4286. Conversely, the yearly low was recorded on November 17, dropping to 227.1999.

This high-to-low spread represents a total annual volatility of 57.2287 CDF. From a start-to-finish perspective, comparing the January average rate of 238.1788 to the December average rate of 274.9471, the exchange rate registered a net change of 15.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 284.4286 was down 1.58% compared to the 2015 peak of 288.9835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,422,143 CDF

2015 Average 1,232,224 CDF

Yearly Trough Low 1,135,999 CDF

Transaction Impact: A difference of 286,143.59 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

279.0383

229.9436

JanuMarcMayJulySeptNove

GHS to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 239.6548, compared to 250.2321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.5773 points.

H1 Avg (Jan–Jun) 239.6548

H2 Avg (Jul–Dec) 250.2321

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 55.6626 CDF (High: 282.8625 / Low: 227.1999). On the other end, April was the most stable month, with a tight range of 4.0485 CDF (High: 244.4733 / Low: 240.4247).

November Spread (Volatile) ±55.6626

April Spread (Stable) ±4.0485

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 4.1439 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.1439

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 274.9471) against the same month in 2015 (average: 243.5569), the exchange rate shifted by +31.3902 (+12.89%).

2016 Avg (December) 274.9471

2015 Avg (December) 243.5569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	242.8611	232.8904	238.1788
February	238.0507	230.2549	234.0348
March	241.8432	235.5063	240.3282
April	244.4733	240.4247	242.2899
May	244.9015	239.1468	242.0015
June	245.7647	235.4710	241.0957
July	247.7822	238.3489	241.0541
August	251.5938	245.2025	247.7393
September	248.5293	243.6234	246.5587
October	247.1178	240.4520	244.5505
November	282.8625	227.1999	246.5430
December	284.4286	262.8057	274.9471