YEARLY HIGH
325.2682 CDF
YEARLY LOW
296.9018 CDF
YEARLY AVERAGE
312.8573 CDF

2021 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 325.2682. Conversely, the yearly low was recorded on December 7, dropping to 296.9018.

This high-to-low spread represents a total annual volatility of 28.3665 CDF. From a start-to-finish perspective, comparing the January average rate of 317.5850 to the December average rate of 300.6655, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 325.2682 was up 1.27% compared to the 2020 peak of 321.1906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,626,341 CDF
2020 Average 1,404,357 CDF
Yearly Trough Low 1,484,509 CDF
Transaction Impact: A difference of 141,832.28 CDF purely based on transaction execution date.

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2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

324.3857
298.5092
JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 317.0192, compared to 308.6953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.3239 points.

H1 Avg (Jan–Jun) 317.0192
H2 Avg (Jul–Dec) 308.6953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 12.4265 CDF (High: 319.8162 / Low: 307.3896). On the other end, February was the most stable month, with a tight range of 5.5557 CDF (High: 318.3347 / Low: 312.7790).

April Spread (Volatile) Âą12.4265
February Spread (Stable) Âą5.5557

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 5.5965 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -5.5965

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 322.2294) against the same month in 2020 (average: 257.3592), the exchange rate shifted by +64.8702 (+25.21%).

2021 Avg (May) 322.2294
2020 Avg (May) 257.3592

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Month High Low Average
January 321.5550 315.0085 317.5850
February 318.3347 312.7790 316.2682
March 316.4657 308.0143 312.0222
April 319.8162 307.3896 314.3980
May 325.2682 317.6241 322.2294
June 324.3336 313.7255 319.6124
July 317.5119 310.3005 314.0159
August 315.5216 309.6673 312.1830
September 315.0645 307.9048 312.7331
October 311.0155 305.0579 308.5239
November 310.0123 298.0611 304.0508
December 302.9501 296.9018 300.6655