2021 HRK to CDF Historical Review

YEARLY HIGH

325.2682 CDF

YEARLY LOW

296.9018 CDF

YEARLY AVERAGE

312.8573 CDF

2021 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 325.2682. Conversely, the yearly low was recorded on December 7, dropping to 296.9018.

This high-to-low spread represents a total annual volatility of 28.3665 CDF. From a start-to-finish perspective, comparing the January average rate of 317.5850 to the December average rate of 300.6655, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 325.2682 was up 1.27% compared to the 2020 peak of 321.1906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,626,341 CDF

2020 Average 1,404,357 CDF

Yearly Trough Low 1,484,509 CDF

Transaction Impact: A difference of 141,832.28 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

324.3857

298.5092

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 317.0192, compared to 308.6953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.3239 points.

H1 Avg (Jan–Jun) 317.0192

H2 Avg (Jul–Dec) 308.6953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 12.4265 CDF (High: 319.8162 / Low: 307.3896). On the other end, February was the most stable month, with a tight range of 5.5557 CDF (High: 318.3347 / Low: 312.7790).

April Spread (Volatile) ±12.4265

February Spread (Stable) ±5.5557

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 5.5965 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -5.5965

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 322.2294) against the same month in 2020 (average: 257.3592), the exchange rate shifted by +64.8702 (+25.21%).

2021 Avg (May) 322.2294

2020 Avg (May) 257.3592

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	321.5550	315.0085	317.5850
February	318.3347	312.7790	316.2682
March	316.4657	308.0143	312.0222
April	319.8162	307.3896	314.3980
May	325.2682	317.6241	322.2294
June	324.3336	313.7255	319.6124
July	317.5119	310.3005	314.0159
August	315.5216	309.6673	312.1830
September	315.0645	307.9048	312.7331
October	311.0155	305.0579	308.5239
November	310.0123	298.0611	304.0508
December	302.9501	296.9018	300.6655

૨૦૨૫ HRK થી CDF ઐતિહાસિક સમીક્ષા