YEARLY HIGH
0.6739 PHP
YEARLY LOW
0.4892 PHP
YEARLY AVERAGE
0.5557 PHP

2021 HTG to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.6739. Conversely, the yearly low was recorded on December 26, dropping to 0.4892.

This high-to-low spread represents a total annual volatility of 0.1847 PHP. From a start-to-finish perspective, comparing the January average rate of 0.6591 to the December average rate of 0.5001, the exchange rate registered a net change of -24.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6739 was down 13.43% compared to the 2020 peak of 0.7784, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 3,369 PHP
2020 Average 2,743 PHP
Yearly Trough Low 2,446 PHP
Transaction Impact: A difference of 923.32 PHP purely based on transaction execution date.

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0.6750
0.4842
JanuMarcMayJulySeptNove

HTG to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5984, compared to 0.5129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0855 points.

H1 Avg (Jan–Jun) 0.5984
H2 Avg (Jul–Dec) 0.5129

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0469 PHP (High: 0.6107 / Low: 0.5638). On the other end, November was the most stable month, with a tight range of 0.0138 PHP (High: 0.5156 / Low: 0.5017).

April Spread (Volatile) Âą0.0469
November Spread (Stable) Âą0.0138

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0469 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0469

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.6591) against the same month in 2020 (average: 0.5176), the exchange rate shifted by +0.1415 (+27.33%).

2021 Avg (January) 0.6591
2020 Avg (January) 0.5176

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Month High Low Average
January 0.6739 0.6477 0.6591
February 0.6679 0.6392 0.6550
March 0.6458 0.6037 0.6208
April 0.6107 0.5638 0.5898
May 0.5621 0.5241 0.5429
June 0.5353 0.5137 0.5230
July 0.5436 0.5211 0.5299
August 0.5330 0.4906 0.5162
September 0.5232 0.5011 0.5114
October 0.5202 0.4982 0.5103
November 0.5156 0.5017 0.5097
December 0.5121 0.4892 0.5001