2025 HTG to PHP Historical Review

YEARLY HIGH

0.4533 PHP

YEARLY LOW

0.4225 PHP

YEARLY AVERAGE

0.4392 PHP

2025 HTG to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.4533. Conversely, the yearly low was recorded on May 11, dropping to 0.4225.

This high-to-low spread represents a total annual volatility of 0.0308 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4476 to the December average rate of 0.4492, the exchange rate registered a net change of 0.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4533 was down 0.23% compared to the 2024 peak of 0.4544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 2,267 PHP

2024 Average 2,171 PHP

Yearly Trough Low 2,113 PHP

Transaction Impact: A difference of 153.97 PHP purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2025 সাল জুড়ে মাসিক গড় ওঠানামা।

0.4521

0.4226

JanuMarcMayJulySeptNove

HTG to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4364, compared to 0.4420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.4364

H2 Avg (Jul–Dec) 0.4420

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0158 PHP (High: 0.4478 / Low: 0.4320). On the other end, May was the most stable month, with a tight range of 0.0057 PHP (High: 0.4282 / Low: 0.4225).

August Spread (Volatile) ±0.0158

May Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0098 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4492) against the same month in 2024 (average: 0.4466), the exchange rate shifted by +0.0026 (+0.59%).

2025 Avg (December) 0.4492

2024 Avg (December) 0.4466

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	0.4517	0.4440	0.4476
February	0.4513	0.4381	0.4428
March	0.4425	0.4360	0.4380
April	0.4397	0.4281	0.4348
May	0.4282	0.4225	0.4250
June	0.4372	0.4243	0.4299
July	0.4442	0.4289	0.4334
August	0.4478	0.4320	0.4364
September	0.4460	0.4336	0.4379
October	0.4511	0.4420	0.4458
November	0.4517	0.4432	0.4496
December	0.4533	0.4464	0.4492

2025 HTG থেকে PHP-এর ঐতিহাসিক পর্যালোচনা