YEARLY HIGH
11.1149 NAD
YEARLY LOW
9.5224 NAD
YEARLY AVERAGE
10.4564 NAD

2021 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 11.1149. Conversely, the yearly low was recorded on June 19, dropping to 9.5224.

This high-to-low spread represents a total annual volatility of 1.5925 NAD. From a start-to-finish perspective, comparing the January average rate of 10.8369 to the December average rate of 10.7924, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.1149 was down 7.58% compared to the 2020 peak of 12.0268, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 55,575 NAD
2020 Average 53,475 NAD
Yearly Trough Low 47,612 NAD
Transaction Impact: A difference of 7,962.44 NAD purely based on transaction execution date.

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10.9386
9.7224
JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.4127, compared to 10.5000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0873 points.

H1 Avg (Jan–Jun) 10.4127
H2 Avg (Jul–Dec) 10.5000

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.8677 NAD (High: 11.1149 / Low: 10.2472). On the other end, April was the most stable month, with a tight range of 0.2919 NAD (High: 10.5109 / Low: 10.2190).

November Spread (Volatile) Âą0.8677
April Spread (Stable) Âą0.2919

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3780 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 10.8373) against the same month in 2020 (average: 10.6811), the exchange rate shifted by +0.1561 (+1.46%).

2021 Avg (November) 10.8373
2020 Avg (November) 10.6811

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Month High Low Average
January 11.1106 10.4031 10.8369
February 10.8667 10.4513 10.6747
March 11.0974 10.2529 10.6855
April 10.5109 10.2190 10.3075
May 10.3992 9.9759 10.1481
June 10.0426 9.5224 9.8237
July 10.4030 9.9359 10.1586
August 10.5202 9.7993 10.2519
September 10.6704 10.1317 10.4641
October 10.8779 10.3250 10.4960
November 11.1149 10.2472 10.8373
December 10.9857 10.5837 10.7924