2021 NZD to NAD Historical Review

YEARLY HIGH

11.1149 NAD

YEARLY LOW

9.5224 NAD

YEARLY AVERAGE

10.4564 NAD

2021 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 11.1149. Conversely, the yearly low was recorded on June 19, dropping to 9.5224.

This high-to-low spread represents a total annual volatility of 1.5925 NAD. From a start-to-finish perspective, comparing the January average rate of 10.8369 to the December average rate of 10.7924, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.1149 was down 7.58% compared to the 2020 peak of 12.0268, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 55,575 NAD

2020 Average 53,475 NAD

Yearly Trough Low 47,612 NAD

Transaction Impact: A difference of 7,962.44 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.9386

9.7224

JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.4127, compared to 10.5000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0873 points.

H1 Avg (Jan–Jun) 10.4127

H2 Avg (Jul–Dec) 10.5000

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.8677 NAD (High: 11.1149 / Low: 10.2472). On the other end, April was the most stable month, with a tight range of 0.2919 NAD (High: 10.5109 / Low: 10.2190).

November Spread (Volatile) ±0.8677

April Spread (Stable) ±0.2919

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3780 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 10.8373) against the same month in 2020 (average: 10.6811), the exchange rate shifted by +0.1561 (+1.46%).

2021 Avg (November) 10.8373

2020 Avg (November) 10.6811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1106	10.4031	10.8369
February	10.8667	10.4513	10.6747
March	11.0974	10.2529	10.6855
April	10.5109	10.2190	10.3075
May	10.3992	9.9759	10.1481
June	10.0426	9.5224	9.8237
July	10.4030	9.9359	10.1586
August	10.5202	9.7993	10.2519
September	10.6704	10.1317	10.4641
October	10.8779	10.3250	10.4960
November	11.1149	10.2472	10.8373
December	10.9857	10.5837	10.7924