2022 NZD to NAD Historical Review

YEARLY HIGH

11.2635 NAD

YEARLY LOW

9.6920 NAD

YEARLY AVERAGE

10.3348 NAD

2022 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 11.2635. Conversely, the yearly low was recorded on April 27, dropping to 9.6920.

This high-to-low spread represents a total annual volatility of 1.5715 NAD. From a start-to-finish perspective, comparing the January average rate of 10.4504 to the December average rate of 10.9576, the exchange rate registered a net change of 4.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.2635 was up 1.34% compared to the 2021 peak of 11.1149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 56,318 NAD

2021 Average 52,278 NAD

Yearly Trough Low 48,460 NAD

Transaction Impact: A difference of 7,857.55 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.0555

9.8808

JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2128, compared to 10.4568 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2439 points.

H1 Avg (Jan–Jun) 10.2128

H2 Avg (Jul–Dec) 10.4568

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.9124 NAD (High: 10.6587 / Low: 9.7463). On the other end, February was the most stable month, with a tight range of 0.2611 NAD (High: 10.3325 / Low: 10.0715).

July Spread (Volatile) ±0.9124

February Spread (Stable) ±0.2611

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2822 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2822

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 10.9576) against the same month in 2021 (average: 10.7924), the exchange rate shifted by +0.1652 (+1.53%).

2022 Avg (December) 10.9576

2021 Avg (December) 10.7924

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9130	10.1106	10.4504
February	10.3325	10.0715	10.1682
March	11.0158	10.1218	10.3216
April	10.3958	9.6920	10.1115
May	10.3928	10.0658	10.2007
June	10.2305	9.8008	10.0246
July	10.6587	9.7463	9.9787
August	10.6328	10.2803	10.4474
September	10.5851	10.1212	10.4143
October	10.6910	10.0441	10.2981
November	10.8027	10.4410	10.6444
December	11.2635	10.6681	10.9576