2020 NZD to NAD Historical Review

YEARLY HIGH

12.0268 NAD

YEARLY LOW

9.3363 NAD

YEARLY AVERAGE

10.6923 NAD

2020 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 12.0268. Conversely, the yearly low was recorded on January 4, dropping to 9.3363.

This high-to-low spread represents a total annual volatility of 2.6905 NAD. From a start-to-finish perspective, comparing the January average rate of 9.4919 to the December average rate of 10.5560, the exchange rate registered a net change of 11.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.0268 was down 50.06% compared to the 2019 peak of 24.0802, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 60,134 NAD

2019 Average 47,776 NAD

Yearly Trough Low 46,681 NAD

Transaction Impact: A difference of 13,452.72 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.6508

9.2956

JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3918, compared to 10.9929 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6011 points.

H1 Avg (Jan–Jun) 10.3918

H2 Avg (Jul–Dec) 10.9929

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3041 NAD (High: 10.7838 / Low: 9.4797). On the other end, February was the most stable month, with a tight range of 0.2036 NAD (High: 9.6666 / Low: 9.4631).

March Spread (Volatile) ±1.3041

February Spread (Stable) ±0.2036

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3531 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3531

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 11.0343) against the same month in 2019 (average: 9.4478), the exchange rate shifted by +1.5864 (+16.79%).

2020 Avg (October) 11.0343

2019 Avg (October) 9.4478

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.5937	9.3363	9.4919
February	9.6666	9.4631	9.5688
March	10.7838	9.4797	10.0391
April	11.4635	10.6235	11.1503
May	11.3796	10.7589	11.0656
June	11.2302	10.6769	11.0350
July	11.1939	10.8986	11.0308
August	11.7151	10.9807	11.4545
September	11.7420	10.9763	11.2004
October	12.0268	10.7443	11.0343
November	10.8624	10.4754	10.6811
December	10.8550	10.3210	10.5560