YEARLY HIGH
9.9925 NAD
YEARLY LOW
8.4180 NAD
YEARLY AVERAGE
9.1285 NAD

2018 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 9.9925. Conversely, the yearly low was recorded on February 24, dropping to 8.4180.

This high-to-low spread represents a total annual volatility of 1.5745 NAD. From a start-to-finish perspective, comparing the January average rate of 8.8388 to the December average rate of 9.6868, the exchange rate registered a net change of 9.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 9.9925 was up 0.32% compared to the 2017 peak of 9.9604, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 49,963 NAD
2017 Average 47,282 NAD
Yearly Trough Low 42,090 NAD
Transaction Impact: A difference of 7,872.40 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

9.7959
8.4868
JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.7861, compared to 9.4708 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6847 points.

H1 Avg (Jan–Jun) 8.7861
H2 Avg (Jul–Dec) 9.4708

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.7726 NAD (High: 9.6818 / Low: 8.9092). On the other end, March was the most stable month, with a tight range of 0.2620 NAD (High: 8.7195 / Low: 8.4575).

August Spread (Volatile) ±0.7726
March Spread (Stable) ±0.2620

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1991 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1991

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 9.6444) against the same month in 2017 (average: 9.5384), the exchange rate shifted by +0.1061 (+1.11%).

2018 Avg (September) 9.6444
2017 Avg (September) 9.5384

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.9807 8.6225 8.8388
February 8.8220 8.4180 8.6398
March 8.7195 8.4575 8.5959
April 8.9029 8.5388 8.7600
May 8.8771 8.4238 8.7013
June 9.4895 8.8432 9.1810
July 9.3528 8.9139 9.1381
August 9.6818 8.9092 9.3381
September 9.9925 9.3435 9.6444
October 9.6291 9.2218 9.4645
November 9.7888 9.3861 9.5529
December 9.8777 9.4709 9.6868