2025 NZD to NAD Historical Review

YEARLY HIGH

11.3946 NAD

YEARLY LOW

9.5300 NAD

YEARLY AVERAGE

10.4088 NAD

2025 NZD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 11.3946. Conversely, the yearly low was recorded on December 31, dropping to 9.5300.

This high-to-low spread represents a total annual volatility of 1.8646 NAD. From a start-to-finish perspective, comparing the January average rate of 10.5447 to the December average rate of 9.7396, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.3946 was down 4.37% compared to the 2024 peak of 11.9154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 56,973 NAD

2024 Average 55,430 NAD

Yearly Trough Low 47,650 NAD

Transaction Impact: A difference of 9,323.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

11.1650

9.6100

JanuMarcMayJulySeptNove

NZD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6839, compared to 10.1337 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5501 points.

H1 Avg (Jan–Jun) 10.6839

H2 Avg (Jul–Dec) 10.1337

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.9640 NAD (High: 11.3946 / Low: 10.4306). On the other end, July was the most stable month, with a tight range of 0.1883 NAD (High: 10.7315 / Low: 10.5432).

April Spread (Volatile) ±0.9640

July Spread (Stable) ±0.1883

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3046 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 11.0354) against the same month in 2024 (average: 11.2446), the exchange rate shifted by -0.2091 (-1.86%).

2025 Avg (April) 11.0354

2024 Avg (April) 11.2446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.7405	10.4426	10.5447
February	10.6460	10.3209	10.5058
March	10.5831	10.2611	10.4407
April	11.3946	10.4306	11.0354
May	11.2308	10.6098	10.8183
June	10.8635	10.6492	10.7582
July	10.7315	10.5432	10.6431
August	10.7138	10.2332	10.4602
September	10.4861	9.9768	10.2564
October	10.0584	9.8202	9.9518
November	9.8940	9.6009	9.7514
December	9.8641	9.5300	9.7396