YEARLY HIGH
17.6601 PHP
YEARLY LOW
15.0678 PHP
YEARLY AVERAGE
16.1364 PHP

2025 PEN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 17.6601. Conversely, the yearly low was recorded on May 6, dropping to 15.0678.

This high-to-low spread represents a total annual volatility of 2.5922 PHP. From a start-to-finish perspective, comparing the January average rate of 15.5948 to the December average rate of 17.4759, the exchange rate registered a net change of 12.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 17.6601 was up 11.03% compared to the 2024 peak of 15.9063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 88,300 PHP
2024 Average 76,349 PHP
Yearly Trough Low 75,339 PHP
Transaction Impact: A difference of 12,961.14 PHP purely based on transaction execution date.

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17.7063
14.9421
JanuMarcMayJulySeptNove

PEN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.5232, compared to 16.7495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2262 points.

H1 Avg (Jan–Jun) 15.5232
H2 Avg (Jul–Dec) 16.7495

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.7633 PHP (High: 17.4305 / Low: 16.6673). On the other end, November was the most stable month, with a tight range of 0.1972 PHP (High: 17.5473 / Low: 17.3501).

October Spread (Volatile) Âą0.7633
November Spread (Stable) Âą0.1972

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3511 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.3511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 17.4759) against the same month in 2024 (average: 15.6571), the exchange rate shifted by +1.8189 (+11.62%).

2025 Avg (December) 17.4759
2024 Avg (December) 15.6571

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Month High Low Average
January 15.7899 15.4398 15.5948
February 15.8428 15.4629 15.6589
March 15.8872 15.5544 15.7106
April 15.6349 15.1376 15.3595
May 15.3331 15.0678 15.1724
June 15.9442 15.3188 15.6431
July 16.3321 15.8317 15.9999
August 16.3310 15.9252 16.1258
September 16.7573 16.0965 16.3705
October 17.4305 16.6673 17.0696
November 17.5473 17.3501 17.4551
December 17.6601 17.3365 17.4759