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2026 PEN to PHP Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2026
During 2026, the PEN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 18.2026. Conversely, the yearly low was recorded on March 9, dropping to 17.0012.
This high-to-low spread represents a total annual volatility of 1.2014 PHP. From a start-to-finish perspective, comparing the January average rate of 17.6158 to the December average rate of 18.1174, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2026 high of 18.2026 was up 3.07% compared to the 2025 peak of 17.6601, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 PEN based on timing:
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PEN to PHP Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: JanâJun) was 17.6148, compared to 18.1174 in the second half (H2: JulâDec). This shows that the rate was stronger in the second half (JulâDec) by a margin of 0.5027 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2026 was May, with a trading range of 0.6227 PHP (High: 18.0924 / Low: 17.4697). On the other end, July was the most stable month, with a tight range of 0.1924 PHP (High: 18.2026 / Low: 18.0102).
Growth Streaks & Declines
TrendsBetween March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2807 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (July 2026: 18.1174) against the same month in 2025 (average: 15.9999), the exchange rate shifted by +2.1176 (+13.23%).
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| Month | High | Low | Average |
|---|---|---|---|
| January | 17.7186 | 17.4805 | 17.6158 |
| February | 17.5556 | 17.1566 | 17.3351 |
| March | 17.5288 | 17.0012 | 17.3071 |
| April | 17.7855 | 17.2411 | 17.5075 |
| May | 18.0924 | 17.4697 | 17.9638 |
| June | 18.1748 | 17.7021 | 17.9593 |
| July | 18.2026 | 18.0102 | 18.1174 |