YEARLY HIGH
0.3246 MDL
YEARLY LOW
0.2826 MDL
YEARLY AVERAGE
0.3013 MDL

2025 PHP to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 0.3246. Conversely, the yearly low was recorded on December 29, dropping to 0.2826.

This high-to-low spread represents a total annual volatility of 0.0420 MDL. From a start-to-finish perspective, comparing the January average rate of 0.3174 to the December average rate of 0.2865, the exchange rate registered a net change of -9.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3246 was up 1.42% compared to the 2024 peak of 0.3200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 81,151 MDL
2024 Average 77,391 MDL
Yearly Trough Low 70,648 MDL
Transaction Impact: A difference of 10,502.98 MDL purely based on transaction execution date.

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0.3248
0.2830
JanuMarcMayJulySeptNove

PHP to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3122, compared to 0.2904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0218 points.

H1 Avg (Jan–Jun) 0.3122
H2 Avg (Jul–Dec) 0.2904

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0143 MDL (High: 0.3231 / Low: 0.3088). On the other end, July was the most stable month, with a tight range of 0.0060 MDL (High: 0.2988 / Low: 0.2928).

March Spread (Volatile) Âą0.0143
July Spread (Stable) Âą0.0060

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0072 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.3214) against the same month in 2024 (average: 0.3178), the exchange rate shifted by +0.0036 (+1.13%).

2025 Avg (February) 0.3214
2024 Avg (February) 0.3178

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Month High Low Average
January 0.3225 0.3132 0.3174
February 0.3246 0.3172 0.3214
March 0.3231 0.3088 0.3143
April 0.3133 0.3012 0.3071
May 0.3126 0.3058 0.3097
June 0.3102 0.2969 0.3032
July 0.2988 0.2928 0.2962
August 0.2969 0.2894 0.2931
September 0.2952 0.2853 0.2896
October 0.2919 0.2854 0.2889
November 0.2918 0.2842 0.2879
December 0.2893 0.2826 0.2865