YEARLY HIGH
436.6283 STD
YEARLY LOW
404.7566 STD
YEARLY AVERAGE
420.7397 STD

2021 PHP to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 436.6283. Conversely, the yearly low was recorded on September 28, dropping to 404.7566.

This high-to-low spread represents a total annual volatility of 31.8717 STD. From a start-to-finish perspective, comparing the January average rate of 425.5087 to the December average rate of 421.6883, the exchange rate registered a net change of -0.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 436.6283 was down 1.72% compared to the 2020 peak of 444.2718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 109,157,082 STD
2020 Average 108,444,636 STD
Yearly Trough Low 101,189,162 STD
Transaction Impact: A difference of 7,967,920.48 STD purely based on transaction execution date.

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435.1887
409.7818
JanuMarcMayJulySeptNove

PHP to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 426.3815, compared to 415.0979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.2836 points.

H1 Avg (Jan–Jun) 426.3815
H2 Avg (Jul–Dec) 415.0979

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 18.7487 STD (High: 426.3520 / Low: 407.6033). On the other end, January was the most stable month, with a tight range of 4.5365 STD (High: 426.3499 / Low: 421.8135).

August Spread (Volatile) Âą18.7487
January Spread (Stable) Âą4.5365

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 14.1001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -14.1001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 433.0715) against the same month in 2020 (average: 436.4447), the exchange rate shifted by -3.3732 (-0.77%).

2021 Avg (May) 433.0715
2020 Avg (May) 436.4447

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Month High Low Average
January 426.3499 421.8135 425.5087
February 427.0717 415.2990 422.0126
March 429.9811 417.7546 423.4651
April 431.2354 425.5597 428.2320
May 436.6283 429.8945 433.0715
June 434.8336 419.6625 425.9991
July 420.1212 405.0541 411.8990
August 426.3520 407.6033 413.1235
September 416.8170 404.7566 413.0345
October 416.5019 410.4545 412.9809
November 421.0094 414.0747 417.8612
December 425.5764 412.5707 421.6883