YEARLY HIGH
402.5619 STD
YEARLY LOW
375.0513 STD
YEARLY AVERAGE
387.6754 STD

2025 PHP to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 402.5619. Conversely, the yearly low was recorded on December 9, dropping to 375.0513.

This high-to-low spread represents a total annual volatility of 27.5106 STD. From a start-to-finish perspective, comparing the January average rate of 381.1123 to the December average rate of 378.7119, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 402.5619 was down 0.01% compared to the 2024 peak of 402.5946, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 100,640,481 STD
2024 Average 97,262,742 STD
Yearly Trough Low 93,762,833 STD
Transaction Impact: A difference of 6,877,647.69 STD purely based on transaction execution date.

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402.7907
376.4406
JanuMarcMayJulySeptNove

PHP to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 390.2402, compared to 385.1107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.1295 points.

H1 Avg (Jan–Jun) 390.2402
H2 Avg (Jul–Dec) 385.1107

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 13.6968 STD (High: 396.0856 / Low: 382.3889). On the other end, November was the most stable month, with a tight range of 3.4468 STD (High: 380.2550 / Low: 376.8082).

July Spread (Volatile) Âą13.6968
November Spread (Stable) Âą3.4468

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 7.0969 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -7.0969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 400.5948) against the same month in 2024 (average: 385.6672), the exchange rate shifted by +14.9276 (+3.87%).

2025 Avg (May) 400.5948
2024 Avg (May) 385.6672

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Month High Low Average
January 384.1359 377.6000 381.1123
February 386.0149 380.9180 384.0472
March 389.6918 384.4900 388.1106
April 399.4872 387.0653 392.1431
May 402.5619 398.5690 400.5948
June 400.5357 388.7502 395.4329
July 396.0856 382.3889 391.8481
August 394.7454 385.7251 390.4724
September 393.0256 382.4779 389.0461
October 384.8325 377.1175 381.9492
November 380.2550 376.8082 378.6364
December 381.0875 375.0513 378.7119