YEARLY HIGH
13.6653 PHP
YEARLY LOW
12.6642 PHP
YEARLY AVERAGE
13.1350 PHP

2021 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 13.6653. Conversely, the yearly low was recorded on May 9, dropping to 12.6642.

This high-to-low spread represents a total annual volatility of 1.0011 PHP. From a start-to-finish perspective, comparing the January average rate of 12.8158 to the December average rate of 13.4074, the exchange rate registered a net change of 4.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.6653 was down 0.89% compared to the 2020 peak of 13.7877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 68,327 PHP
2020 Average 66,093 PHP
Yearly Trough Low 63,321 PHP
Transaction Impact: A difference of 5,005.58 PHP purely based on transaction execution date.

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13.5944
12.6930
JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8603, compared to 13.4098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5496 points.

H1 Avg (Jan–Jun) 12.8603
H2 Avg (Jul–Dec) 13.4098

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.5071 PHP (High: 13.5254 / Low: 13.0183). On the other end, March was the most stable month, with a tight range of 0.0995 PHP (High: 12.9855 / Low: 12.8860).

August Spread (Volatile) Âą0.5071
March Spread (Stable) Âą0.0995

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1477 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 13.4074) against the same month in 2020 (average: 12.8166), the exchange rate shifted by +0.5908 (+4.61%).

2021 Avg (December) 13.4074
2020 Avg (December) 12.8166

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Month High Low Average
January 12.8866 12.7623 12.8158
February 13.0556 12.7764 12.8762
March 12.9855 12.8860 12.9401
April 12.9664 12.8622 12.9158
May 12.8622 12.6642 12.7681
June 13.0193 12.6958 12.8456
July 13.5806 13.0938 13.3398
August 13.5254 13.0183 13.3844
September 13.6326 13.2596 13.3853
October 13.5627 13.4137 13.5193
November 13.5204 13.2780 13.4226
December 13.6653 13.2817 13.4074