2026 SAR to PHP Historical Review

YEARLY HIGH

16.4730 PHP

YEARLY LOW

15.3389 PHP

YEARLY AVERAGE

16.0389 PHP

2026 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 16.4730. Conversely, the yearly low was recorded on February 25, dropping to 15.3389.

This high-to-low spread represents a total annual volatility of 1.1341 PHP. From a start-to-finish perspective, comparing the January average rate of 15.7712 to the December average rate of 16.4075, the exchange rate registered a net change of 4.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 16.4730 was up 4.05% compared to the 2025 peak of 15.8320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 82,365 PHP

2025 Average 76,635 PHP

Yearly Trough Low 76,694 PHP

Transaction Impact: A difference of 5,670.44 PHP purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2026 সাল জুড়ে মাসিক গড় ওঠানামা।

16.4970

15.4223

JanuMarcMayJuly

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.9775, compared to 16.4075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4300 points.

H1 Avg (Jan–Jun) 15.9775

H2 Avg (Jul–Dec) 16.4075

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.7241 PHP (High: 16.1807 / Low: 15.4566). On the other end, July was the most stable month, with a tight range of 0.1259 PHP (High: 16.4730 / Low: 16.3471).

March Spread (Volatile) ±0.7241

July Spread (Stable) ±0.1259

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2593 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2593

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 16.4075) against the same month in 2025 (average: 15.1609), the exchange rate shifted by +1.2466 (+8.22%).

2026 Avg (July) 16.4075

2025 Avg (July) 15.1609

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	15.8656	15.6731	15.7712
February	15.7413	15.3389	15.5119
March	16.1807	15.4566	15.8694
April	16.4369	15.8638	16.0396
May	16.4337	16.3044	16.3626
June	16.4517	16.0690	16.3103
July	16.4730	16.3471	16.4075

2026 SAR থেকে PHP-এর ঐতিহাসিক পর্যালোচনা