YEARLY HIGH
21.3033 PHP
YEARLY LOW
19.8792 PHP
YEARLY AVERAGE
20.6713 PHP

2026 TND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 21.3033. Conversely, the yearly low was recorded on February 25, dropping to 19.8792.

This high-to-low spread represents a total annual volatility of 1.4241 PHP. From a start-to-finish perspective, comparing the January average rate of 20.4391 to the December average rate of 20.8480, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 21.3033 was up 4.54% compared to the 2025 peak of 20.3787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 106,516 PHP
2025 Average 96,078 PHP
Yearly Trough Low 99,396 PHP
Transaction Impact: A difference of 7,120.33 PHP purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2026 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

21.2579
20.1937
JanuMarcMayJuly

TND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.6419, compared to 20.8480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2061 points.

H1 Avg (Jan–Jun) 20.6419
H2 Avg (Jul–Dec) 20.8480

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.9096 PHP (High: 21.2761 / Low: 20.3665). On the other end, July was the most stable month, with a tight range of 0.1797 PHP (High: 20.9485 / Low: 20.7688).

April Spread (Volatile) Âą0.9096
July Spread (Stable) Âą0.1797

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3170 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 20.8523) against the same month in 2025 (average: 19.1269), the exchange rate shifted by +1.7253 (+9.02%).

2026 Avg (June) 20.8523
2025 Avg (June) 19.1269

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 20.7021 20.1548 20.4391
February 20.6550 19.8792 20.2824
March 20.6516 20.0360 20.3674
April 21.2761 20.3665 20.7407
May 21.2631 21.0065 21.1692
June 21.3033 20.5777 20.8523
July 20.9485 20.7688 20.8480