YEARLY HIGH
20.3787 PHP
YEARLY LOW
17.9767 PHP
YEARLY AVERAGE
19.2096 PHP

2025 TND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.3787. Conversely, the yearly low was recorded on February 5, dropping to 17.9767.

This high-to-low spread represents a total annual volatility of 2.4020 PHP. From a start-to-finish perspective, comparing the January average rate of 18.2537 to the December average rate of 20.1483, the exchange rate registered a net change of 10.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 20.3787 was up 7.55% compared to the 2024 peak of 18.9476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 101,894 PHP
2024 Average 92,072 PHP
Yearly Trough Low 89,884 PHP
Transaction Impact: A difference of 12,010.09 PHP purely based on transaction execution date.

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20.3407
18.0317
JanuMarcMayJulySeptNove

TND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5726, compared to 19.8467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2742 points.

H1 Avg (Jan–Jun) 18.5726
H2 Avg (Jul–Dec) 19.8467

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.9021 PHP (High: 19.5536 / Low: 18.6515). On the other end, January was the most stable month, with a tight range of 0.3460 PHP (High: 18.4167 / Low: 18.0707).

June Spread (Volatile) Âą0.9021
January Spread (Stable) Âą0.3460

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2357 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.2357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 20.1483) against the same month in 2024 (average: 18.4439), the exchange rate shifted by +1.7044 (+9.24%).

2025 Avg (December) 20.1483
2024 Avg (December) 18.4439

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Month High Low Average
January 18.4167 18.0707 18.2537
February 18.4111 17.9767 18.2241
March 18.6286 18.1402 18.4837
April 19.1574 18.3977 18.7913
May 18.7351 18.3562 18.5556
June 19.5536 18.6515 19.1269
July 20.2326 19.3756 19.6236
August 19.9572 19.3655 19.6854
September 20.0623 19.4392 19.7258
October 20.2602 19.7447 19.9382
November 20.1937 19.8121 19.9591
December 20.3787 19.8406 20.1483