2025 TND to PHP Historical Review

YEARLY HIGH

20.3787 PHP

YEARLY LOW

17.9767 PHP

YEARLY AVERAGE

19.2096 PHP

2025 TND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.3787. Conversely, the yearly low was recorded on February 5, dropping to 17.9767.

This high-to-low spread represents a total annual volatility of 2.4020 PHP. From a start-to-finish perspective, comparing the January average rate of 18.2537 to the December average rate of 20.1483, the exchange rate registered a net change of 10.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 20.3787 was up 7.55% compared to the 2024 peak of 18.9476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 101,894 PHP

2024 Average 92,072 PHP

Yearly Trough Low 89,884 PHP

Transaction Impact: A difference of 12,010.09 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

20.3407

18.0317

JanuMarcMayJulySeptNove

TND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5726, compared to 19.8467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2742 points.

H1 Avg (Jan–Jun) 18.5726

H2 Avg (Jul–Dec) 19.8467

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.9021 PHP (High: 19.5536 / Low: 18.6515). On the other end, January was the most stable month, with a tight range of 0.3460 PHP (High: 18.4167 / Low: 18.0707).

June Spread (Volatile) ±0.9021

January Spread (Stable) ±0.3460

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2357 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 20.1483) against the same month in 2024 (average: 18.4439), the exchange rate shifted by +1.7044 (+9.24%).

2025 Avg (December) 20.1483

2024 Avg (December) 18.4439

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4167	18.0707	18.2537
February	18.4111	17.9767	18.2241
March	18.6286	18.1402	18.4837
April	19.1574	18.3977	18.7913
May	18.7351	18.3562	18.5556
June	19.5536	18.6515	19.1269
July	20.2326	19.3756	19.6236
August	19.9572	19.3655	19.6854
September	20.0623	19.4392	19.7258
October	20.2602	19.7447	19.9382
November	20.1937	19.8121	19.9591
December	20.3787	19.8406	20.1483

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