YEARLY HIGH
18.3671 PHP
YEARLY LOW
17.2074 PHP
YEARLY AVERAGE
17.6837 PHP

2020 TND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 18.3671. Conversely, the yearly low was recorded on May 2, dropping to 17.2074.

This high-to-low spread represents a total annual volatility of 1.1597 PHP. From a start-to-finish perspective, comparing the January average rate of 18.0737 to the December average rate of 17.8002, the exchange rate registered a net change of -1.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.3671 was up 0.01% compared to the 2019 peak of 18.3653, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 91,836 PHP
2019 Average 88,543 PHP
Yearly Trough Low 86,037 PHP
Transaction Impact: A difference of 5,798.67 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.1370
17.3772
JanuMarcMayJulySeptNove

TND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.7071, compared to 17.6604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0467 points.

H1 Avg (Jan–Jun) 17.7071
H2 Avg (Jul–Dec) 17.6604

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.7117 PHP (High: 18.0907 / Low: 17.3790). On the other end, November was the most stable month, with a tight range of 0.2087 PHP (High: 17.6791 / Low: 17.4704).

August Spread (Volatile) ±0.7117
November Spread (Stable) ±0.2087

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3305 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 18.0737) against the same month in 2019 (average: 17.6956), the exchange rate shifted by +0.3780 (+2.14%).

2020 Avg (January) 18.0737
2019 Avg (January) 17.6956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.3671 17.9111 18.0737
February 18.0959 17.6640 17.8718
March 18.0731 17.3914 17.8105
April 17.7933 17.3189 17.4801
May 17.6199 17.2074 17.4405
June 17.7575 17.4095 17.5658
July 17.8826 17.3491 17.5459
August 18.0907 17.3790 17.8261
September 17.8371 17.4274 17.6300
October 17.7112 17.4536 17.5983
November 17.6791 17.4704 17.5618
December 17.9381 17.6056 17.8002