YEARLY HIGH
7.2187 MAD
YEARLY LOW
6.6112 MAD
YEARLY AVERAGE
6.9138 MAD

2012 BND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 7.2187. Conversely, the yearly low was recorded on January 1, dropping to 6.6112.

This high-to-low spread represents a total annual volatility of 0.6075 MAD. From a start-to-finish perspective, comparing the January average rate of 6.7322 to the December average rate of 6.9601, the exchange rate registered a net change of 3.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.2187 was up 8.36% compared to the 2011 peak of 6.6620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 36,093 MAD
2011 Average 32,201 MAD
Yearly Trough Low 33,056 MAD
Transaction Impact: A difference of 3,037.52 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.1668
6.6733
JanuMarcMayJulySeptNove

BND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.7826, compared to 7.0450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2623 points.

H1 Avg (Jan–Jun) 6.7826
H2 Avg (Jul–Dec) 7.0450

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2930 MAD (High: 7.2054 / Low: 6.9123). On the other end, June was the most stable month, with a tight range of 0.0680 MAD (High: 6.9342 / Low: 6.8662).

July Spread (Volatile) ±0.2930
June Spread (Stable) ±0.0680

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1145 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1145

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 7.1257) against the same month in 2011 (average: 6.5279), the exchange rate shifted by +0.5978 (+9.16%).

2012 Avg (August) 7.1257
2011 Avg (August) 6.5279

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7731 6.6112 6.7322
February 6.8281 6.6288 6.7256
March 6.7731 6.6597 6.7144
April 6.8213 6.6681 6.7720
May 6.9045 6.8060 6.8567
June 6.9342 6.8662 6.8948
July 7.2054 6.9123 7.0995
August 7.2187 7.0212 7.1257
September 7.0628 6.9449 7.0111
October 7.0503 6.9592 7.0034
November 7.1334 7.0095 7.0700
December 7.0395 6.8920 6.9601