YEARLY HIGH
7.2258 MAD
YEARLY LOW
6.6934 MAD
YEARLY AVERAGE
6.8829 MAD

2020 BND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 7.2258. Conversely, the yearly low was recorded on December 19, dropping to 6.6934.

This high-to-low spread represents a total annual volatility of 0.5324 MAD. From a start-to-finish perspective, comparing the January average rate of 7.1123 to the December average rate of 6.7414, the exchange rate registered a net change of -5.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.2258 was down 0.04% compared to the 2019 peak of 7.2285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 36,129 MAD
2019 Average 35,053 MAD
Yearly Trough Low 33,467 MAD
Transaction Impact: A difference of 2,662.05 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.1523
6.7040
JanuMarcMayJulySeptNove

BND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9884, compared to 6.7775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2109 points.

H1 Avg (Jan–Jun) 6.9884
H2 Avg (Jul–Dec) 6.7775

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3541 MAD (High: 7.0756 / Low: 6.7215). On the other end, November was the most stable month, with a tight range of 0.0704 MAD (High: 6.8030 / Low: 6.7326).

March Spread (Volatile) ±0.3541
November Spread (Stable) ±0.0704

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1641 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 7.1149) against the same month in 2019 (average: 7.1334), the exchange rate shifted by -0.0185 (-0.26%).

2020 Avg (April) 7.1149
2019 Avg (April) 7.1334

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1373 7.0281 7.1123
February 7.0375 6.8787 6.9656
March 7.0756 6.7215 6.8388
April 7.2258 6.9695 7.1149
May 7.0267 6.8868 6.9508
June 6.9878 6.8847 6.9477
July 6.9591 6.7856 6.8786
August 6.7951 6.7068 6.7415
September 6.8102 6.7092 6.7537
October 6.8125 6.7379 6.7726
November 6.8030 6.7326 6.7773
December 6.9830 6.6934 6.7414