2020 BND to NPR Historical Review

YEARLY HIGH

88.7972 NPR

YEARLY LOW

81.7576 NPR

YEARLY AVERAGE

85.9265 NPR

2020 BND to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 88.7972. Conversely, the yearly low was recorded on February 22, dropping to 81.7576.

This high-to-low spread represents a total annual volatility of 7.0396 NPR. From a start-to-finish perspective, comparing the January average rate of 84.3686 to the December average rate of 88.4135, the exchange rate registered a net change of 4.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 88.7972 was up 3.63% compared to the 2019 peak of 85.6901, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 443,986 NPR

2019 Average 410,295 NPR

Yearly Trough Low 408,788 NPR

Transaction Impact: A difference of 35,197.84 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

89.0241

81.6966

JanuMarcMayJulySeptNove

BND to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.7554, compared to 87.0975 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3421 points.

H1 Avg (Jan–Jun) 84.7554

H2 Avg (Jul–Dec) 87.0975

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.2073 NPR (High: 85.5427 / Low: 82.3354). On the other end, May was the most stable month, with a tight range of 0.8644 NPR (High: 85.6526 / Low: 84.7882).

March Spread (Volatile) ±3.2073

May Spread (Stable) ±0.8644

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.0614 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.0614

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 88.4135) against the same month in 2019 (average: 83.9489), the exchange rate shifted by +4.4646 (+5.32%).

2020 Avg (December) 88.4135

2019 Avg (December) 83.9489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	85.1528	83.5271	84.3686
February	83.5271	81.7576	82.3072
March	85.5427	82.3354	83.9954
April	86.2151	84.1062	85.5303
May	85.6526	84.7882	85.3587
June	87.5796	85.6890	86.9724
July	87.1407	85.6441	86.3489
August	87.6412	86.2184	87.1028
September	86.5976	85.6196	86.0092
October	87.4256	86.0628	86.5510
November	88.7424	87.2164	88.1596
December	88.7972	87.8661	88.4135