2020 BND to PLN Historical Review

YEARLY HIGH

2.9795 PLN

YEARLY LOW

2.6916 PLN

YEARLY AVERAGE

2.8246 PLN

2020 BND to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 13, valuing the pair at 2.9795. Conversely, the yearly low was recorded on August 18, dropping to 2.6916.

This high-to-low spread represents a total annual volatility of 0.2879 PLN. From a start-to-finish perspective, comparing the January average rate of 2.8322 to the December average rate of 2.7604, the exchange rate registered a net change of -2.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9795 was up 0.20% compared to the 2019 peak of 2.9736, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 14,898 PLN

2019 Average 13,995 PLN

Yearly Trough Low 13,458 PLN

Transaction Impact: A difference of 1,439.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9590

2.6956

JanuMarcMayJulySeptNove

BND to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8645, compared to 2.7848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0797 points.

H1 Avg (Jan–Jun) 2.8645

H2 Avg (Jul–Dec) 2.7848

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2121 PLN (High: 2.9481 / Low: 2.7360). On the other end, August was the most stable month, with a tight range of 0.0449 PLN (High: 2.7366 / Low: 2.6916).

March Spread (Volatile) ±0.2121

August Spread (Stable) ±0.0449

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0934 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0934

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 2.9284) against the same month in 2019 (average: 2.8405), the exchange rate shifted by +0.0879 (+3.10%).

2020 Avg (May) 2.9284

2019 Avg (May) 2.8405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8611	2.8007	2.8322
February	2.8500	2.7958	2.8223
March	2.9481	2.7360	2.8322
April	2.9628	2.9070	2.9370
May	2.9795	2.8307	2.9284
June	2.8722	2.7885	2.8350
July	2.8500	2.7003	2.7973
August	2.7366	2.6916	2.7176
September	2.8609	2.7124	2.7810
October	2.9000	2.7800	2.8364
November	2.9044	2.7899	2.8160
December	2.8160	2.7233	2.7604