YEARLY HIGH
3.0496 PLN
YEARLY LOW
2.7749 PLN
YEARLY AVERAGE
2.8743 PLN

2025 BND to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BND to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 3.0496. Conversely, the yearly low was recorded on December 18, dropping to 2.7749.

This high-to-low spread represents a total annual volatility of 0.2747 PLN. From a start-to-finish perspective, comparing the January average rate of 3.0136 to the December average rate of 2.7914, the exchange rate registered a net change of -7.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.0496 was down 12.43% compared to the 2024 peak of 3.4823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 15,248 PLN
2024 Average 14,900 PLN
Yearly Trough Low 13,875 PLN
Transaction Impact: A difference of 1,373.31 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.0359
2.7692
JanuMarcMayJulySeptNove

BND to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9256, compared to 2.8229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1027 points.

H1 Avg (Jan–Jun) 2.9256
H2 Avg (Jul–Dec) 2.8229

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1309 PLN (High: 2.9998 / Low: 2.8689). On the other end, December was the most stable month, with a tight range of 0.0341 PLN (High: 2.8091 / Low: 2.7749).

March Spread (Volatile) ±0.1309
December Spread (Stable) ±0.0341

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0777 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0777

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 3.0136) against the same month in 2024 (average: 3.0110), the exchange rate shifted by +0.0027 (+0.09%).

2025 Avg (January) 3.0136
2024 Avg (January) 3.0110

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0496 2.9774 3.0136
February 3.0255 2.9428 2.9772
March 2.9998 2.8689 2.8995
April 2.9194 2.8134 2.8713
May 2.9464 2.8764 2.9102
June 2.9251 2.8248 2.8818
July 2.8990 2.8208 2.8431
August 2.8834 2.8237 2.8461
September 2.8449 2.7992 2.8247
October 2.8403 2.8007 2.8170
November 2.8462 2.7945 2.8150
December 2.8091 2.7749 2.7914