2014 BOB to BAM Historical Review

YEARLY HIGH

0.2335 BAM

YEARLY LOW

0.2031 BAM

YEARLY AVERAGE

0.2134 BAM

2014 BOB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.2335. Conversely, the yearly low was recorded on March 18, dropping to 0.2031.

This high-to-low spread represents a total annual volatility of 0.0305 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2078 to the December average rate of 0.2300, the exchange rate registered a net change of 10.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2335 was up 5.86% compared to the 2013 peak of 0.2206, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,168 BAM

2013 Average 1,061 BAM

Yearly Trough Low 1,015 BAM

Transaction Impact: A difference of 152.35 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2325

0.2022

JanuMarcMayJulySeptNove

BOB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2066, compared to 0.2203 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 0.2066

H2 Avg (Jul–Dec) 0.2203

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0087 BAM (High: 0.2241 / Low: 0.2154). On the other end, June was the most stable month, with a tight range of 0.0020 BAM (High: 0.2092 / Low: 0.2073).

September Spread (Volatile) ±0.0087

June Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0026 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.2300) against the same month in 2013 (average: 0.2066), the exchange rate shifted by +0.0234 (+11.32%).

2014 Avg (December) 0.2300

2013 Avg (December) 0.2066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2093	0.2057	0.2078
February	0.2095	0.2058	0.2074
March	0.2061	0.2031	0.2048
April	0.2067	0.2040	0.2050
May	0.2081	0.2035	0.2062
June	0.2092	0.2073	0.2083
July	0.2114	0.2071	0.2091
August	0.2153	0.2110	0.2126
September	0.2241	0.2154	0.2196
October	0.2256	0.2214	0.2235
November	0.2289	0.2257	0.2271
December	0.2335	0.2266	0.2300