2016 BOB to BAM Historical Review

YEARLY HIGH

0.2727 BAM

YEARLY LOW

0.2458 BAM

YEARLY AVERAGE

0.2563 BAM

2016 BOB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BOB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.2727. Conversely, the yearly low was recorded on May 2, dropping to 0.2458.

This high-to-low spread represents a total annual volatility of 0.0270 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2606 to the December average rate of 0.2683, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2727 was up 1.08% compared to the 2015 peak of 0.2698, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,364 BAM

2015 Average 1,277 BAM

Yearly Trough Low 1,229 BAM

Transaction Impact: A difference of 134.85 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2700

0.2491

JanuMarcMayJulySeptNove

BOB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2546, compared to 0.2580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.2546

H2 Avg (Jul–Dec) 0.2580

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0138 BAM (High: 0.2680 / Low: 0.2542). On the other end, September was the most stable month, with a tight range of 0.0026 BAM (High: 0.2537 / Low: 0.2511).

November Spread (Volatile) ±0.0138

September Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0061 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.2683) against the same month in 2015 (average: 0.2600), the exchange rate shifted by +0.0083 (+3.20%).

2016 Avg (December) 0.2683

2015 Avg (December) 0.2600

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2625	0.2593	0.2606
February	0.2619	0.2505	0.2555
March	0.2621	0.2523	0.2569
April	0.2532	0.2473	0.2508
May	0.2555	0.2458	0.2510
June	0.2575	0.2490	0.2526
July	0.2575	0.2534	0.2564
August	0.2551	0.2495	0.2525
September	0.2537	0.2511	0.2524
October	0.2601	0.2525	0.2564
November	0.2680	0.2542	0.2622
December	0.2727	0.2637	0.2683