YEARLY HIGH
287.9891 CDF
YEARLY LOW
215.6137 CDF
YEARLY AVERAGE
268.0435 CDF

2020 BOB to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 287.9891. Conversely, the yearly low was recorded on December 6, dropping to 215.6137.

This high-to-low spread represents a total annual volatility of 72.3754 CDF. From a start-to-finish perspective, comparing the January average rate of 243.8958 to the December average rate of 283.5490, the exchange rate registered a net change of 16.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 287.9891 was up 17.91% compared to the 2019 peak of 244.2345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,439,946 CDF
2019 Average 1,195,810 CDF
Yearly Trough Low 1,078,069 CDF
Transaction Impact: A difference of 361,877.02 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

289.1900
239.7781
JanuMarcMayJulySeptNove

BOB to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 252.5153, compared to 283.5717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 31.0564 points.

H1 Avg (Jan–Jun) 252.5153
H2 Avg (Jul–Dec) 283.5717

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 71.3575 CDF (High: 286.9712 / Low: 215.6137). On the other end, January was the most stable month, with a tight range of 0.8539 CDF (High: 244.2332 / Low: 243.3793).

December Spread (Volatile) ±71.3575
January Spread (Stable) ±0.8539

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.8371 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -1.8371

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 284.3972) against the same month in 2019 (average: 239.9652), the exchange rate shifted by +44.4320 (+18.52%).

2020 Avg (August) 284.3972
2019 Avg (August) 239.9652

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 244.2332 243.3793 243.8958
February 245.3758 243.6638 244.4742
March 250.5174 245.3758 247.4789
April 250.7616 247.5720 249.2137
May 264.5948 250.7571 258.9913
June 278.4090 263.9349 271.0383
July 285.0576 276.3613 281.7360
August 287.9891 282.4568 284.3972
September 285.2495 283.3055 284.2565
October 284.7245 262.2484 282.4193
November 285.7994 284.0039 285.0724
December 286.9712 215.6137 283.5490