YEARLY HIGH
291.7397 CDF
YEARLY LOW
284.5255 CDF
YEARLY AVERAGE
288.4238 CDF

2021 BOB to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 29, valuing the pair at 291.7397. Conversely, the yearly low was recorded on March 21, dropping to 284.5255.

This high-to-low spread represents a total annual volatility of 7.2142 CDF. From a start-to-finish perspective, comparing the January average rate of 286.4225 to the December average rate of 289.9259, the exchange rate registered a net change of 1.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 291.7397 was up 1.30% compared to the 2020 peak of 287.9891, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,458,699 CDF
2020 Average 1,340,624 CDF
Yearly Trough Low 1,422,627 CDF
Transaction Impact: A difference of 36,071.21 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

290.9199
286.0137
JanuMarcMayJulySeptNove

BOB to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 287.6761, compared to 289.1714 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4952 points.

H1 Avg (Jan–Jun) 287.6761
H2 Avg (Jul–Dec) 289.1714

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 4.8044 CDF (High: 289.3299 / Low: 284.5255). On the other end, November was the most stable month, with a tight range of 1.7866 CDF (High: 291.5260 / Low: 289.7393).

March Spread (Volatile) ±4.8044
November Spread (Stable) ±1.7866

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.4106 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.4106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 289.4470) against the same month in 2020 (average: 282.4193), the exchange rate shifted by +7.0277 (+2.49%).

2021 Avg (October) 289.4470
2020 Avg (October) 282.4193

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 287.3956 284.8706 286.4225
February 288.2634 285.9502 286.6745
March 289.3299 284.5255 287.7817
April 289.8801 286.1018 288.1496
May 290.3061 288.0214 289.2195
June 289.2507 285.8030 287.8090
July 290.5449 286.6493 288.6182
August 289.7932 287.4852 288.0552
September 290.0407 287.6017 288.4708
October 291.7397 287.1693 289.4470
November 291.5260 289.7393 290.5111
December 290.4875 287.2711 289.9259