2014 BOB to GHS Historical Review

YEARLY HIGH

0.5609 GHS

YEARLY LOW

0.3382 GHS

YEARLY AVERAGE

0.4400 GHS

2014 BOB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.5609. Conversely, the yearly low was recorded on January 2, dropping to 0.3382.

This high-to-low spread represents a total annual volatility of 0.2227 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3449 to the December average rate of 0.4636, the exchange rate registered a net change of 34.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5609 was up 63.57% compared to the 2013 peak of 0.3429, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,805 GHS

2013 Average 1,488 GHS

Yearly Trough Low 1,691 GHS

Transaction Impact: A difference of 1,113.68 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5448

0.3267

JanuMarcMayJulySeptNove

BOB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3922, compared to 0.4878 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0957 points.

H1 Avg (Jan–Jun) 0.3922

H2 Avg (Jul–Dec) 0.4878

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0792 GHS (High: 0.5502 / Low: 0.4710). On the other end, December was the most stable month, with a tight range of 0.0023 GHS (High: 0.4647 / Low: 0.4624).

September Spread (Volatile) ±0.0792

December Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0483 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0483

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.5266) against the same month in 2013 (average: 0.3058), the exchange rate shifted by +0.2208 (+72.22%).

2014 Avg (August) 0.5266

2013 Avg (August) 0.3058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3534	0.3382	0.3449
February	0.3718	0.3459	0.3607
March	0.3891	0.3688	0.3752
April	0.4091	0.3883	0.4001
May	0.4367	0.4094	0.4215
June	0.4740	0.4319	0.4507
July	0.5107	0.4715	0.4886
August	0.5609	0.4882	0.5266
September	0.5502	0.4710	0.5159
October	0.4731	0.4648	0.4676
November	0.4695	0.4614	0.4647
December	0.4647	0.4624	0.4636