YEARLY HIGH
1.7096 GHS
YEARLY LOW
0.9845 GHS
YEARLY AVERAGE
1.4915 GHS

2026 BOB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 1.7096. Conversely, the yearly low was recorded on August 3, dropping to 0.9845.

This high-to-low spread represents a total annual volatility of 0.7252 GHS. From a start-to-finish perspective, comparing the January average rate of 1.5572 to the December average rate of 0.9845, the exchange rate registered a net change of -36.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7096 was down 23.93% compared to the 2025 peak of 2.2476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 8,548 GHS
2025 Average 9,155 GHS
Yearly Trough Low 4,922 GHS
Transaction Impact: A difference of 3,625.78 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7128
0.9183
JanuMarcMayJuly

BOB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5860, compared to 1.2080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3780 points.

H1 Avg (Jan–Jun) 1.5860
H2 Avg (Jul–Dec) 1.2080

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.6773 GHS (High: 1.6669 / Low: 0.9896). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.9846 / Low: 0.9845).

July Spread (Volatile) ±0.6773
August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4470 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.4470

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.6466) against the same month in 2025 (average: 1.4878), the exchange rate shifted by +0.1587 (+10.67%).

2026 Avg (June) 1.6466
2025 Avg (June) 1.4878

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5836 1.5156 1.5572
February 1.5955 1.5421 1.5820
March 1.5905 1.5435 1.5708
April 1.6117 1.5921 1.5984
May 1.6205 1.5483 1.5612
June 1.7096 1.5489 1.6466
July 1.6669 0.9896 1.4315
August 0.9846 0.9845 0.9845