YEARLY HIGH
1.1382 HKD
YEARLY LOW
1.1191 HKD
YEARLY AVERAGE
1.1237 HKD

2020 BOB to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 1.1382. Conversely, the yearly low was recorded on December 27, dropping to 1.1191.

This high-to-low spread represents a total annual volatility of 0.0190 HKD. From a start-to-finish perspective, comparing the January average rate of 1.1241 to the December average rate of 1.1245, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1382 was down 1.31% compared to the 2019 peak of 1.1533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,691 HKD
2019 Average 5,669 HKD
Yearly Trough Low 5,596 HKD
Transaction Impact: A difference of 95.07 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1280
1.1214
JanuMarcMayJulySeptNove

BOB to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1244, compared to 1.1231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 1.1244
H2 Avg (Jul–Dec) 1.1231

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0159 HKD (High: 1.1382 / Low: 1.1223). On the other end, June was the most stable month, with a tight range of 0.0029 HKD (High: 1.1229 / Low: 1.1200).

March Spread (Volatile) ±0.0159
June Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1274) against the same month in 2019 (average: 1.1363), the exchange rate shifted by -0.0089 (-0.79%).

2020 Avg (March) 1.1274
2019 Avg (March) 1.1363

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1283 1.1220 1.1241
February 1.1278 1.1226 1.1244
March 1.1382 1.1223 1.1274
April 1.1341 1.1193 1.1243
May 1.1317 1.1215 1.1242
June 1.1229 1.1200 1.1219
July 1.1255 1.1195 1.1223
August 1.1258 1.1192 1.1226
September 1.1243 1.1213 1.1224
October 1.1242 1.1210 1.1225
November 1.1260 1.1200 1.1240
December 1.1289 1.1191 1.1245