YEARLY HIGH
1.1348 HKD
YEARLY LOW
1.1126 HKD
YEARLY AVERAGE
1.1259 HKD

2021 BOB to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 1.1348. Conversely, the yearly low was recorded on June 12, dropping to 1.1126.

This high-to-low spread represents a total annual volatility of 0.0222 HKD. From a start-to-finish perspective, comparing the January average rate of 1.1252 to the December average rate of 1.1303, the exchange rate registered a net change of 0.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1348 was down 0.29% compared to the 2020 peak of 1.1382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,674 HKD
2020 Average 5,619 HKD
Yearly Trough Low 5,563 HKD
Transaction Impact: A difference of 111.19 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1311
1.1211
JanuMarcMayJulySeptNove

BOB to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1241, compared to 1.1278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 1.1241
H2 Avg (Jul–Dec) 1.1278

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0156 HKD (High: 1.1348 / Low: 1.1193). On the other end, September was the most stable month, with a tight range of 0.0040 HKD (High: 1.1294 / Low: 1.1254).

May Spread (Volatile) ±0.0156
September Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.1253) against the same month in 2020 (average: 1.1242), the exchange rate shifted by +0.0011 (+0.10%).

2021 Avg (May) 1.1253
2020 Avg (May) 1.1242

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1293 1.1205 1.1252
February 1.1253 1.1194 1.1223
March 1.1277 1.1204 1.1242
April 1.1281 1.1198 1.1253
May 1.1348 1.1193 1.1253
June 1.1262 1.1126 1.1220
July 1.1276 1.1219 1.1257
August 1.1302 1.1228 1.1276
September 1.1294 1.1254 1.1272
October 1.1295 1.1248 1.1269
November 1.1325 1.1258 1.1290
December 1.1342 1.1238 1.1303