2014 BOB to HTG Historical Review

YEARLY HIGH

6.7459 HTG

YEARLY LOW

5.6109 HTG

YEARLY AVERAGE

6.4432 HTG

2014 BOB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 6.7459. Conversely, the yearly low was recorded on February 25, dropping to 5.6109.

This high-to-low spread represents a total annual volatility of 1.1350 HTG. From a start-to-finish perspective, comparing the January average rate of 6.2099 to the December average rate of 6.7317, the exchange rate registered a net change of 8.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 6.7459 was up 6.74% compared to the 2013 peak of 6.3197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 33,730 HTG

2013 Average 30,628 HTG

Yearly Trough Low 28,054 HTG

Transaction Impact: A difference of 5,675.24 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

6.8209

5.7503

JanuMarcMayJulySeptNove

BOB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.3253, compared to 6.5612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2359 points.

H1 Avg (Jan–Jun) 6.3253

H2 Avg (Jul–Dec) 6.5612

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.7485 HTG (High: 6.3594 / Low: 5.6109). On the other end, December was the most stable month, with a tight range of 0.0390 HTG (High: 6.7459 / Low: 6.7069).

February Spread (Volatile) ±0.7485

December Spread (Stable) ±0.0390

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.3704 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3704

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 6.7317) against the same month in 2013 (average: 5.8736), the exchange rate shifted by +0.8581 (+14.61%).

2014 Avg (December) 6.7317

2013 Avg (December) 5.8736

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.3254	5.9997	6.2099
February	6.3594	5.6109	5.8395
March	6.5869	6.2504	6.3998
April	6.4968	6.4084	6.4608
May	6.5340	6.4684	6.5116
June	6.5673	6.4746	6.5300
July	6.5409	6.4742	6.4938
August	6.5664	6.4584	6.4994
September	6.5082	6.4575	6.4801
October	6.5265	6.4358	6.4904
November	6.7310	6.5217	6.6716
December	6.7459	6.7069	6.7317