2020 BOB to HTG Historical Review

YEARLY HIGH

16.3664 HTG

YEARLY LOW

9.0239 HTG

YEARLY AVERAGE

13.6275 HTG

2020 BOB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 16.3664. Conversely, the yearly low was recorded on October 22, dropping to 9.0239.

This high-to-low spread represents a total annual volatility of 7.3424 HTG. From a start-to-finish perspective, comparing the January average rate of 14.2050 to the December average rate of 10.1446, the exchange rate registered a net change of -28.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.3664 was up 16.06% compared to the 2019 peak of 14.1017, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 81,832 HTG

2019 Average 65,339 HTG

Yearly Trough Low 45,120 HTG

Transaction Impact: A difference of 36,712.22 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.9152

8.4903

JanuMarcMayJulySeptNove

BOB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.5105, compared to 12.7444 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7661 points.

H1 Avg (Jan–Jun) 14.5105

H2 Avg (Jul–Dec) 12.7444

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 1.8192 HTG (High: 14.6032 / Low: 12.7840). On the other end, August was the most stable month, with a tight range of 0.2697 HTG (High: 16.2937 / Low: 16.0240).

February Spread (Volatile) ±1.8192

August Spread (Stable) ±0.2697

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 6.4581 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -6.4581

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 15.6505) against the same month in 2019 (average: 13.8247), the exchange rate shifted by +1.8258 (+13.21%).

2020 Avg (September) 15.6505

2019 Avg (September) 13.8247

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.3708	13.7464	14.2050
February	14.6032	12.7840	14.1315
March	13.8491	12.7840	13.6812
April	14.1843	13.6740	13.9835
May	15.7250	15.1732	15.4152
June	15.8888	15.4404	15.6467
July	16.1106	15.8230	15.9592
August	16.2937	16.0240	16.2131
September	16.3664	15.2359	15.6505
October	9.7536	9.0239	9.1924
November	9.5964	9.1152	9.3066
December	10.5705	9.5095	10.1446