2026 BOB to NGN Historical Review

YEARLY HIGH

208.7436 NGN

YEARLY LOW

113.7676 NGN

YEARLY AVERAGE

185.0470 NGN

2026 BOB to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 208.7436. Conversely, the yearly low was recorded on August 4, dropping to 113.7676.

This high-to-low spread represents a total annual volatility of 94.9760 NGN. From a start-to-finish perspective, comparing the January average rate of 205.3236 to the December average rate of 114.7449, the exchange rate registered a net change of -44.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 208.7436 was down 14.11% compared to the 2025 peak of 243.0362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,043,718 NGN

2025 Average 1,101,227 NGN

Yearly Trough Low 568,838 NGN

Transaction Impact: A difference of 474,880.18 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

214.3815

105.6870

JanuMarcMayJuly

BOB to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 199.0671, compared to 142.9866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 56.0804 points.

H1 Avg (Jan–Jun) 199.0671

H2 Avg (Jul–Dec) 142.9866

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 84.2551 NGN (High: 199.7629 / Low: 115.5078). On the other end, May was the most stable month, with a tight range of 0.5939 NGN (High: 199.0905 / Low: 198.4965).

July Spread (Volatile) ±84.2551

May Spread (Stable) ±0.5939

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 56.4835 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -56.4835

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 205.3236) against the same month in 2025 (average: 224.4802), the exchange rate shifted by -19.1566 (-8.53%).

2026 Avg (January) 205.3236

2025 Avg (January) 224.4802

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	208.7436	200.6097	205.3236
February	201.5189	193.9854	196.5052
March	202.0091	195.8774	199.2737
April	200.0761	194.0570	197.0546
May	199.0905	198.4965	198.7465
June	199.5510	196.0417	197.4989
July	199.7629	115.5078	171.2284
August	115.2434	113.7676	114.7449