YEARLY HIGH
208.7436 NGN
YEARLY LOW
112.2696 NGN
YEARLY AVERAGE
184.9443 NGN

2026 BOB to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 208.7436. Conversely, the yearly low was recorded on August 6, dropping to 112.2696.

This high-to-low spread represents a total annual volatility of 96.4740 NGN. From a start-to-finish perspective, comparing the January average rate of 205.3236 to the December average rate of 113.9238, the exchange rate registered a net change of -44.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 208.7436 was down 14.11% compared to the 2025 peak of 243.0362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,043,718 NGN
2025 Average 1,101,227 NGN
Yearly Trough Low 561,348 NGN
Transaction Impact: A difference of 482,370.12 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

214.4636
104.7838
JanuMarcMayJuly

BOB to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 199.0671, compared to 142.5761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 56.4910 points.

H1 Avg (Jan–Jun) 199.0671
H2 Avg (Jul–Dec) 142.5761

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 84.2551 NGN (High: 199.7629 / Low: 115.5078). On the other end, May was the most stable month, with a tight range of 0.5939 NGN (High: 199.0905 / Low: 198.4965).

July Spread (Volatile) ±84.2551
May Spread (Stable) ±0.5939

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 57.3046 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -57.3046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 205.3236) against the same month in 2025 (average: 224.4802), the exchange rate shifted by -19.1566 (-8.53%).

2026 Avg (January) 205.3236
2025 Avg (January) 224.4802

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 208.7436 200.6097 205.3236
February 201.5189 193.9854 196.5052
March 202.0091 195.8774 199.2737
April 200.0761 194.0570 197.0546
May 199.0905 198.4965 198.7465
June 199.5510 196.0417 197.4989
July 199.7629 115.5078 171.2284
August 115.2434 112.2696 113.9238