YEARLY HIGH
5.1253 NIO
YEARLY LOW
4.8674 NIO
YEARLY AVERAGE
4.9836 NIO

2020 BOB to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 5.1253. Conversely, the yearly low was recorded on January 11, dropping to 4.8674.

This high-to-low spread represents a total annual volatility of 0.2579 NIO. From a start-to-finish perspective, comparing the January average rate of 4.9090 to the December average rate of 5.0567, the exchange rate registered a net change of 3.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1253 was up 3.69% compared to the 2019 peak of 4.9430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 25,627 NIO
2019 Average 24,050 NIO
Yearly Trough Low 24,337 NIO
Transaction Impact: A difference of 1,289.50 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0716
4.8942
JanuMarcMayJulySeptNove

BOB to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9297, compared to 5.0374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1078 points.

H1 Avg (Jan–Jun) 4.9297
H2 Avg (Jul–Dec) 5.0374

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.1378 NIO (High: 5.0233 / Low: 4.8856). On the other end, October was the most stable month, with a tight range of 0.0321 NIO (High: 5.0494 / Low: 5.0173).

May Spread (Volatile) ±0.1378
October Spread (Stable) ±0.0321

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0161 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 5.0568) against the same month in 2019 (average: 4.8923), the exchange rate shifted by +0.1645 (+3.36%).

2020 Avg (November) 5.0568
2019 Avg (November) 4.8923

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9484 4.8674 4.9090
February 4.9470 4.8785 4.9161
March 4.9644 4.8996 4.9310
April 5.0100 4.8926 4.9459
May 5.0233 4.8856 4.9298
June 5.0105 4.9063 4.9463
July 5.0333 4.9290 5.0076
August 5.0565 4.9833 5.0356
September 5.0558 5.0093 5.0342
October 5.0494 5.0173 5.0336
November 5.1253 5.0290 5.0568
December 5.0732 5.0327 5.0567