YEARLY HIGH
5.1744 NIO
YEARLY LOW
5.0038 NIO
YEARLY AVERAGE
5.0835 NIO

2021 BOB to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 5.1744. Conversely, the yearly low was recorded on February 9, dropping to 5.0038.

This high-to-low spread represents a total annual volatility of 0.1706 NIO. From a start-to-finish perspective, comparing the January average rate of 5.0724 to the December average rate of 5.1204, the exchange rate registered a net change of 0.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.1744 was up 0.96% compared to the 2020 peak of 5.1253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 25,872 NIO
2020 Average 24,919 NIO
Yearly Trough Low 25,019 NIO
Transaction Impact: A difference of 852.80 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.1267
5.0518
JanuMarcMayJulySeptNove

BOB to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0707, compared to 5.0963 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0256 points.

H1 Avg (Jan–Jun) 5.0707
H2 Avg (Jul–Dec) 5.0963

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0864 NIO (High: 5.1142 / Low: 5.0277). On the other end, November was the most stable month, with a tight range of 0.0189 NIO (High: 5.1177 / Low: 5.0988).

June Spread (Volatile) ±0.0864
November Spread (Stable) ±0.0189

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0144 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.1204) against the same month in 2020 (average: 5.0567), the exchange rate shifted by +0.0637 (+1.26%).

2021 Avg (December) 5.1204
2020 Avg (December) 5.0567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0929 5.0402 5.0724
February 5.0730 5.0038 5.0580
March 5.0904 5.0461 5.0687
April 5.0950 5.0465 5.0664
May 5.1207 5.0599 5.0854
June 5.1142 5.0277 5.0736
July 5.1204 5.0506 5.0755
August 5.1037 5.0781 5.0881
September 5.1056 5.0773 5.0908
October 5.1097 5.0834 5.0977
November 5.1177 5.0988 5.1053
December 5.1744 5.1006 5.1204