YEARLY HIGH
0.5809 PLN
YEARLY LOW
0.5386 PLN
YEARLY AVERAGE
0.5554 PLN

2019 BOB to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BOB to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 0.5809. Conversely, the yearly low was recorded on January 9, dropping to 0.5386.

This high-to-low spread represents a total annual volatility of 0.0423 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5438 to the December average rate of 0.5562, the exchange rate registered a net change of 2.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.5809 was up 4.61% compared to the 2018 peak of 0.5553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,904 PLN
2018 Average 2,614 PLN
Yearly Trough Low 2,693 PLN
Transaction Impact: A difference of 211.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.5752
0.5409
JanuMarcMayJulySeptNove

BOB to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5497, compared to 0.5611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.5497
H2 Avg (Jul–Dec) 0.5611

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0287 PLN (High: 0.5808 / Low: 0.5521). On the other end, May was the most stable month, with a tight range of 0.0058 PLN (High: 0.5582 / Low: 0.5525).

October Spread (Volatile) ±0.0287
May Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0102 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.5723) against the same month in 2018 (average: 0.5338), the exchange rate shifted by +0.0385 (+7.20%).

2019 Avg (September) 0.5723
2018 Avg (September) 0.5338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5496 0.5386 0.5438
February 0.5571 0.5412 0.5504
March 0.5577 0.5422 0.5508
April 0.5591 0.5465 0.5518
May 0.5582 0.5525 0.5556
June 0.5572 0.5396 0.5458
July 0.5600 0.5414 0.5498
August 0.5779 0.5565 0.5659
September 0.5809 0.5651 0.5723
October 0.5808 0.5521 0.5621
November 0.5676 0.5507 0.5606
December 0.5670 0.5500 0.5562