2020 BOB to PLN Historical Review

YEARLY HIGH

0.6270 PLN

YEARLY LOW

0.5249 PLN

YEARLY AVERAGE

0.5647 PLN

2020 BOB to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.6270. Conversely, the yearly low was recorded on December 17, dropping to 0.5249.

This high-to-low spread represents a total annual volatility of 0.1021 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5533 to the December average rate of 0.5335, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6270 was up 7.94% compared to the 2019 peak of 0.5809, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 3,135 PLN

2019 Average 2,777 PLN

Yearly Trough Low 2,624 PLN

Transaction Impact: A difference of 510.58 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6140

0.5262

JanuMarcMayJulySeptNove

BOB to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5805, compared to 0.5489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0315 points.

H1 Avg (Jan–Jun) 0.5805

H2 Avg (Jul–Dec) 0.5489

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0774 PLN (High: 0.6270 / Low: 0.5496). On the other end, August was the most stable month, with a tight range of 0.0117 PLN (High: 0.5438 / Low: 0.5320).

March Spread (Volatile) ±0.0774

August Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0299 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5825) against the same month in 2019 (average: 0.5508), the exchange rate shifted by +0.0316 (+5.75%).

2020 Avg (March) 0.5825

2019 Avg (March) 0.5508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5630	0.5464	0.5533
February	0.5742	0.5583	0.5670
March	0.6270	0.5496	0.5825
April	0.6160	0.5972	0.6067
May	0.6126	0.5791	0.6016
June	0.5794	0.5639	0.5718
July	0.5758	0.5380	0.5624
August	0.5438	0.5320	0.5391
September	0.5691	0.5333	0.5500
October	0.5737	0.5460	0.5584
November	0.5739	0.5428	0.5502
December	0.5418	0.5249	0.5335