2020 BOB to RSD Historical Review

YEARLY HIGH

16.0171 RSD

YEARLY LOW

13.9020 RSD

YEARLY AVERAGE

14.9469 RSD

2020 BOB to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 16.0171. Conversely, the yearly low was recorded on December 30, dropping to 13.9020.

This high-to-low spread represents a total annual volatility of 2.1151 RSD. From a start-to-finish perspective, comparing the January average rate of 15.3120 to the December average rate of 14.0133, the exchange rate registered a net change of -8.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.0171 was up 2.73% compared to the 2019 peak of 15.5921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 80,085 RSD

2019 Average 76,147 RSD

Yearly Trough Low 69,510 RSD

Transaction Impact: A difference of 10,575.51 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.8598

13.8454

JanuMarcMayJulySeptNove

BOB to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.4615, compared to 14.4323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0292 points.

H1 Avg (Jan–Jun) 15.4615

H2 Avg (Jul–Dec) 14.4323

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0620 RSD (High: 16.0171 / Low: 14.9551). On the other end, August was the most stable month, with a tight range of 0.2140 RSD (High: 14.5112 / Low: 14.2972).

March Spread (Volatile) ±1.0620

August Spread (Stable) ±0.2140

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5023 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 15.4402) against the same month in 2019 (average: 15.1184), the exchange rate shifted by +0.3219 (+2.13%).

2020 Avg (March) 15.4402

2019 Avg (March) 15.1184

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.4462	15.1007	15.3120
February	15.7593	15.3675	15.5767
March	16.0171	14.9551	15.4402
April	15.8403	15.5220	15.6920
May	15.7923	15.3461	15.6251
June	15.3124	14.9822	15.1228
July	15.1562	14.3498	14.8654
August	14.5112	14.2972	14.4028
September	14.6440	14.2887	14.4484
October	14.6236	14.3605	14.4732
November	14.6236	14.2299	14.3906
December	14.1436	13.9020	14.0133